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Land And Property [2021] UGCommC 34

Lubega Wasswa and Another v Housing Finance Company (U) Limited (Now known as Housing Finance Bank Limited) (

Lubega Wasswa and Another v Housing Finance Company (U) Limited (Now known as Housing Finance Bank Limited) ( (Civil Suit No. 152 of 2019) [2021] UGCommC 34 (10 August 2021)

The court found that the 1st Plaintiff defaulted on his mortgage obligations, was served with statutory notices, and failed to redeem the property despite ample opportunity and reminders. The Defendant, as mortgagee, exercised its contractual and statutory right to sell the property by private treaty, with the 1st Plaintiff's prior written consent. The sale was properly advertised, and the 2nd Plaintiff lawfully purchased the property, paid the full purchase price, and was entitled to vacant possession. The court held that the acceptance of partial payment by the Defendant did not constitute…

  • Mortgage Enforcement
  • Right Of Redemption
  • Sale By Private Treaty
  • Foreclosure Procedure
  • Remedies For Breach
  • Damages And Interest
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