Uganda Case Law

Fireworks Advertising Uganda Limited v CIC General Insurance Uganda Limited (Application No. 07 of 2024)

Fireworks Advertising Uganda Limited v CIC General Insurance Uganda Limited (Application No. 07 of 2024) [2024] UGIAT 7 (8 November 2024)

Court

Insurance Appeals Tribunal (Uganda)

Case number

Application No. 07 of 2024

Judges

Nangono Namakiika, chairperson, Okotha, Panel Member, Luwaga - Panel Member, Mayanja, Nabasirye - Panel Member

The Tribunal found that the Applicant's claim satisfied the policy's requirements for theft, as police reports and witness testimony established forcible entry and visible damage (broken latch). The Respondent's evidence was unreliable, with expert testimony lacking proper qualifications and photographic evidence deemed hearsay. The Tribunal held that the relocation of premises was a material fact, but the Applicant notified the Respondent within a reasonable time (six days), and the policy did not specify a strict notification timeframe. The Respondent's issuance of an endorsement without al…

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• Insurance Contracts
• Material Non Disclosure
• Policy Interpretation
• Burden Of Proof
• Indemnity Claims

Sanlam Life Insurance (Uganda) Limited v Minet Uganda Insurance Brokers (Application 6 of 2024)

Sanlam Life Insurance (Uganda) Limited v Minet Uganda Insurance Brokers (Application 6 of 2024) [2024] UGIAT 4 (31 May 2024)

Court

Insurance Appeals Tribunal (Uganda)

Case number

Application 6 of 2024

Judges

Nangono Namakiika, chairperson, Okotha, Panel Member, Luwaga - Panel Member, Mayanja

The Tribunal found that Minet Uganda Insurance Brokers, as a broker, had locus standi to institute the claim on behalf of its client, Ernst & Young, based on the authority letter and the relevant statutory and regulatory provisions. The Tribunal held that the insured parent did not have prior knowledge of the child's hearing impairment at the time of policy enrollment, and the diagnosis was only made after objective tests conducted post-policy inception. The evidence presented by the Appellant regarding alleged non-disclosure was not sufficiently authenticated or corroborated by expert testim…

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• Insurance Contracts
• Material Non Disclosure
• Agency Relationships
• Locus Standi
• Claims Assessment

Wilson Limited v Queensland Insurance Company Limited

Wilson Limited v Queensland Insurance Company Limited (Civil Case No.,192 of 1951 (Mombasa)) [1952] EACA 283 (1 January 1952)

Court

East African Court of Appeal

Case number

Civil Case No.,192 of 1951 (Mombasa)

Judge

Connell J

Marine insurance dispute over a quotation for tiles shipment to Mombasa. The court held the contract was invalid for lack of a sea policy and dismissed the suit.

• Marine Insurance
• Insurable Interest
• Material Non Disclosure
• Contract Validity
• Marine-insurance
• Insurable-interest