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Uganda decisions
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Housing Finance Bank v Kiganda Jalia (Miscellaneous Cause No. 12 of 2025) [2025] UGHC 516 (14 July 2025)
The High Court declined to grant vacant possession in a mortgage recovery application, finding disputed liability and insufficient proof of statutory notice service.
KCB Bank Uganda Limited v Leeward Investments (Civil Suit No. 448 of 2025) [2025] UGCommC 200 (25 June 2025)
The High Court held that WhatsApp service on a company director was effective and entered default judgment for KCB Bank Uganda Limited after no defence was filed.
Rak Ceramics & Sanitary Ware Ltd and Others v Bank of Baroda (U) Ltd (Civil Suit No. 0898 of 2024; Miscellaneous Application 1609 of 2024) [2025] UGCommC 65 (12 February 2025)
The High Court dismissed an application for unconditional leave to defend a summary suit over a loan recovery claim, finding no bona fide triable issue.
Kirungi v Centenary Rural Development Bank Limited (Miscellaneous Application 38 of 2022) [2025] UGHC 101 (24 January 2025)
The applicant failed to provide any credible evidence to support his claims of uncredited deposits, improper interest charges, or procedural unfairness in the execution of the mortgage deed. The court found that the applicant's allegations were unsupported and did not raise any bonafide triable issues of fact or law. The respondent was entitled to commence suit for recovery of the loan balance without first realising the mortgage security, as provided under the Mortgage Act. The applicant's submissions, though filed out of time, were accepted in the interest of substantive justice, but the ap…
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Muhwezi v Tirwakunda and 34 Others (Miscellaneous Application 15 of 2023) [2024] UGHC 1236 (28 November 2024)
The High Court dismissed an application to set aside an ex parte judgment, holding that service was effective and no defence on the merits was shown.
Stanbic Bank Uganda Limited v Millers Choice Limited & 2 Others (Miscellaneous Application 707 of 2024) [2024] UGCommC 171 (7 June 2024)
The court found that the Respondents' admissions in their written statement of defence were clear and unequivocal regarding receipt of the loan and failure to repay. The alleged defence based on an oral promise of further credit was unsupported by documentary evidence and inadmissible under the parole evidence rule. The Respondents failed to provide proof of repayment or any real defence to the claim. The court exercised its discretion to grant judgment on admission, holding that proceeding to trial would be futile as the only evidence available to the Respondents was inadmissible. The court…
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Kumar & Another v Kumar (Civil Suit 1098 of 2022) [2024] UGCommC 139 (13 May 2024)
The High Court found the defendant indebted for money lent for a Ugandan business investment, awarding repayment, general damages, interest, and costs.
Olet v Centenary Rural Development Bank Limited (Miscellaneous Application 1820 of 2021) [2024] UGCommC 80 (31 January 2024)
The High Court dismissed an application for leave to defend a summary suit over a salary loan, finding no bona fide triable issue and entering judgment for the bank.
Gondariya v Imperial Gas Supply (U) Limited (Miscellaneous Application 1179 of 2021) [2023] UGCommC 201 (20 October 2023)
The court found that the proposed amendment to the plaint, which seeks to update the amount claimed as the outstanding loan balance following a part payment by the respondent, does not prejudice the respondent's defence in any significant way. The amendment merely corrects the sum claimed and does not introduce a new cause of action. Allowing the amendment will enable the court to address the actual dispute between the parties and is consistent with the principles of justice and the rules governing amendment of pleadings. The respondent's potential liability is reduced, and any inconvenience…
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Nabiteme v Tropical Bank Ltd (Miscellaneous Application No. 1059 of 2019) [2022] UGCommC 53 (29 July 2022)
The court found that the Applicant raised several triable issues of law and fact, including the accuracy of the sums claimed, whether payments made by the Applicant were properly accounted for, and the legal effect and execution of the Compromise Agreement between the Respondent and Africa Travel Ltd. The Applicant's assertion that she is among the employees covered by the Compromise Agreement and that her employer took over her loan obligation presents a genuine dispute requiring evidence at trial. The Respondent's rebuttal, including the authenticity and applicability of the Compromise Agre…
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