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Uganda decisions
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Galaxy Concepts Ltd and Others v Equity Bank (U) Ltd (Miscellaneous Application 1135 of 2024) [2025] UGCommC 105 (30 May 2025)
The court entered judgment for the bank on the admitted principal sum of USD 331,100, but granted unconditional leave to defend the disputed balance and interest claims.
DFCU Bank (U) Limited v Takumara & 4 Others (Miscellaneous Application 525 of 2024) [2025] UGCommC 26 (12 March 2025)
The court found that both suits, though involving distinct properties and claimants, arose from similar transactions—loan facilities advanced to the fifth respondent and mortgages created on the disputed properties. The core questions for determination in both suits relate to the rights and interests of the parties in the disputed properties, stemming from the same loan agreements and mortgage arrangements. The court determined that consolidating the suits would avoid multiplicity of proceedings, conflicting decisions, and would serve judicial efficiency. There was no evidence of prejudice to…
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DFCU Bank (U) Limited v Takumara & 4 Others (Miscellaneous Application 525 of 2024) [2025] UGCommC 25 (7 March 2025)
The High Court allowed DFCU Bank’s application to consolidate two pending commercial suits over related loan and mortgage disputes involving similar facts and issues.
I.K Enterprises Limited & 2 Others v Absa Bank Uganda Limited (Miscellaneous Application 404 of 2024) [2024] UGCommC 177 (24 June 2024)
The applicants failed to raise any triable issue warranting leave to defend the summary suit. Their allegations of delayed loan disbursement were unsupported by evidence of utilization requests or contractual breach. The interest rate of 18.5% was clearly stipulated in the facility agreement and acknowledged in the settlement agreement, which also fixed the amount due and the payment schedule. The applicants are estopped from disputing the indebtedness or interest calculation. The 2nd and 3rd applicants' liability as guarantors is established by their signatures and undertakings in the facili…
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A.K.T Project Management Limited & 2 Others v DFCU Bank Limited (Miscellaneous Application 2046 of 2023) [2024] UGCommC 248 (21 June 2024)
The Court found that while the Applicants are entitled to discovery of documents relevant to the main suit, they failed to show that they had previously requested all the specific documents now sought or paid the requisite bank charges for their production. Some of the documents were already on the court record, and the Respondent had attached several relevant documents to its amended written statement of defence. The Court held that, in line with standard banking practice, the Applicants must pay the usual charges for certified copies of documents. The Respondent is ordered to provide certif…
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Standard Chartered Bank Uganda Limited v Parambot Distilleries Limited & 2 Others (Civil Suit 924 of 2020) [2024] UGCommC 285 (2 May 2024)
The High Court held the defendants liable under corporate and personal guarantees for a consolidated loan facility and entered judgment for the bank.
Sentongo v I and M Bank Limited (formerly Orient Bank Uganda Limited) (Civil Application 1069 of 2023) [2023] UGCA 301 (1 November 2023)
The court held that the applicant had satisfied the conditions for grant of an interim order of stay of execution. The applicant had filed a notice and memorandum of appeal, a substantive application for stay of execution (now pending before a panel of three justices by virtue of a reference), and there was a serious threat of execution evidenced by the respondent's filed bill of costs fixed for hearing. The court found that taxation of costs is a process of execution and constitutes a threat of execution. The existence of an application for extension of time or validation of the reference su…
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Biyinzika Enterprises Limited v Cairo Bank Uganda Limited (Miscellaneous Cause 101 of 2023) [2023] UGCommC 104 (31 October 2023)
The High Court dismissed a borrower's mortgage application, holding that substantive loan and mortgage disputes could not be finally determined by miscellaneous cause.
DFCU Bank Limited v Rocktrust Contractors (U) Limited & Another (Miscellaneous Cause 43 of 2023) [2023] UGCommC 196 (30 October 2023)
The High Court granted interim injunctions preserving assigned contract proceeds pending arbitration, finding DFCU Bank showed a strong claim and risk of dissipation.
Standard Chartered Bank Uganda Limited v Kanakulya & Another (Civil Suit 23 of 2018) [2023] UGCommC 290 (12 May 2023)
The High Court upheld the defendants’ personal guarantees, found them liable on the loan, and reduced the claimed debt after accounting for some deposits.
