Uganda Case Law

Ratidu Trading Ltd and Others v Equity Bank (U) Ltd

Ratidu Trading Ltd and Others v Equity Bank (U) Ltd (Miscellaneous Application 2646 of 2023) [2025] UGCommC 56 (10 April 2025)

Court

Commercial Court of Uganda

Case number

Miscellaneous Application 2646 of 2023

Judge

Harriet Grace Magala, J

The court found that the applicants failed to present any genuine defense or triable issue to merit unconditional leave to appear and defend the summary suit. Their assertions of repayment were unsupported by evidence, and their challenges to the mortgage and foreclosure process did not address the central issue of indebtedness. The applicants' conduct amounted to approbation and reprobation, undermining their credibility. The law requires a defendant to disclose a bona fide triable issue with sufficient particularity, which the applicants did not do. The obligations of the guarantors remain…

Source excerpt

• Summary Suit Procedure
• Leave To Defend
• Loan Facility Dispute
• Guarantee Liability
• Mortgage Enforcement

Steam Investments Limited & 3 Others v Equity Bank Uganda Limited

Steam Investments Limited & 3 Others v Equity Bank Uganda Limited (Miscellaneous Application 1429 of 2022) [2024] UGCommC 101 (30 April 2024)

Court

Commercial Court of Uganda

Case number

Miscellaneous Application 1429 of 2022

Judge

Harriet Grace Magala, J

The High Court struck out a summary-suit application, finding the later suit offended lis pendens because an earlier related suit over the same loan was already pending.

• Lis Pendens
• Abuse Of Court Process
• Summary Suit Procedure
• Loan Facility Dispute
• Mortgage Validity
• Lis-pendens

Wolderfuael v Stanbic Bank Uganda Limited

Wolderfuael v Stanbic Bank Uganda Limited (Miscellaneous Application 856 of 2023) [2024] UGCommC 84 (27 February 2024)

Court

Commercial Court of Uganda

Case number

Miscellaneous Application 856 of 2023

Judge

Mutesi, J

The High Court dismissed an application for unconditional leave to defend a summary suit, holding that an alleged forged variation letter did not raise a triable issue.

• Summary Suit Procedure
• Leave To Defend
• Loan Facility Dispute
• Personal Guarantee Liability
• Summary-suit-procedure
• Leave-to-defend

Kalson Agrovet Concern Ltd and Another v ECOBank Uganda Ltd

Kalson Agrovet Concern Ltd and Another v ECOBank Uganda Ltd (Miscellaneous Application No. 1049 of 2019) [2023] UGCommC 1 (4 January 2023)

Court

Commercial Court of Uganda

Case number

Miscellaneous Application No. 1049 of 2019

Judge

Boniface Wamala, J

The High Court allowed review of a judgment striking out the defendants’ defence, finding newly retrieved bank and credit documents were new evidence.

• Review Of Judgment
• Striking Out Defence
• Discovery Of New Evidence
• Loan Facility Dispute
• Mistake Of Counsel
• Review-of-judgment

Maruri Venkata Bhaskar Reddy and 2 Others v Bank of India (U) Limited

Maruri Venkata Bhaskar Reddy and 2 Others v Bank of India (U) Limited (Civil Suit No. 804 of 2014) [2022] UGCommC 60 (27 July 2022)

Court

Commercial Court of Uganda

Case number

Civil Suit No. 804 of 2014

Judge

Boniface Wamala, J

The High Court held that the bank proved the loan was disbursed and the borrowers defaulted, awarding the outstanding sum, general damages, interest, and costs.

• Loan Facility Dispute
• Breach Of Contract
• Banker Customer Relationship
• Damages Assessment
• Breach-of-contract
• Loan-facility-dispute

Isanga Dauda v Stanbic Bank Uganda Limited

Isanga Dauda v Stanbic Bank Uganda Limited (Civil Suit No. 270 of 2014) [2021] UGCommC 31 (30 June 2021)

Court

Commercial Court of Uganda

Case number

Civil Suit No. 270 of 2014

Judge

Wangutusi, J

The High Court held that Stanbic Bank unlawfully withdrew a term loan facility after the plaintiff met the stated conditions, and awarded damages and interest.

• Breach Of Contract
• Loan Facility Dispute
• Damages Assessment
• Contractual Obligations
• Misrepresentation
• Interest Award

Asante Aviation Limited and 3 Others v Stanbic Bank Uganda Limited and Another

Asante Aviation Limited and 3 Others v Stanbic Bank Uganda Limited and Another (Civil Application No. 286 of 2020) [2020] UGCA 2133 (24 November 2020)

Court

Court of Appeal of Uganda

Case number

Civil Application No. 286 of 2020

Judge

Musoke, JA

The Court of Appeal dismissed an interim stay application, holding that the High Court had already granted a conditional stay and the issue was res judicata.

• Stay Of Execution
• Res Judicata
• Appeal Process
• Loan Facility Dispute
• Stay-of-execution
• Res-judicata

Mugisha & Anor v Centenary Bank Limited

Mugisha & Anor v Centenary Bank Limited (Miscellaneous Application No. 565 of 2016) [2017] UGCommC 79 (6 July 2017)

Court

Commercial Court of Uganda

Case number

Miscellaneous Application No. 565 of 2016

The High Court refused leave to defend a summary suit, finding no bona fide defence. It entered judgment for Centenary Bank for UGX 206,781,145 plus interest and costs.

• Leave To Defend Summary Suit
• Loan Facility Dispute
• Mortgage Enforcement
• Interest And Penalties
• Foreclosure Sale
• Leave-to-defend-summary-suit

Ecobank Uganda Ltd v LB Construction Ltd & 2 Ors (HCCS 574 of 2012)

Ecobank Uganda Ltd v LB Construction Ltd & 2 Ors (HCCS 574 of 2012) [2017] UGCommC 52 (28 April 2017)

Court

Commercial Court of Uganda

Case number

HCCS 574 of 2012

The High Court held the defendants jointly and severally liable for an unpaid commercial loan, awarded the principal sum with 9% interest, and refused general damages.

• Loan Facility Dispute
• Personal Guarantee Liability
• Contract Enforcement
• Interest Award
• Loan-facility-dispute
• Personal-guarantee-liability

Afro-Kai Ltd v Uganda Development Bank Ltd

Afro-Kai Ltd v Uganda Development Bank Ltd (Civil Suit No. 31 of 2014) [2016] UGCommC 87 (1 September 2016)

Court

Commercial Court of Uganda

Case number

Civil Suit No. 31 of 2014

The court found a binding loan contract existed and that revoking the term loan without Bank of Uganda’s denial was a breach. Damages were awarded to the plaintiff.

• Breach Of Contract
• Loan Facility Dispute
• Conditional Offer
• Damages Assessment
• Contractual Obligations
• Breach-of-contract