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Uganda decisions
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Letshego Uganda Limited v Kayanja George (Civil Suit No. 188 of 2023) [2025] UGCommC 216 (14 July 2025)
The court held that the borrower breached a loan agreement, allowed recovery of the outstanding balance and money had and received, and awarded damages, interest, and costs.
Muge James v Housing Finance Bank Limited (Miscellaneous Application No. 2249 of 2024) [2025] UGCommC 210 (7 July 2025)
The High Court granted the applicant unconditional leave to appear and defend a summary suit over an alleged loan balance, finding triable issues on liability and amount due.
Tropical Bank Limited v Bwenge Davis (Originating Summons No. 20 of 2024) [2025] UGCommC 203 (27 June 2025)
The court found that the dispute was properly commenced by originating summons as the facts were not substantially in dispute and the main issue was the construction of the credit facility agreement. The defendant admitted indebtedness and default, and the penalty interest was contractually agreed upon. The plaintiff proved the existence of the contract, breach by the defendant, and the outstanding sum. The vehicle was validly pledged as collateral, and the plaintiff is entitled to foreclose and sell it to recover the debt. Costs are awarded to the plaintiff due to the defendant's breach and…
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Barclays Bank Limited v Dhakaba Abdu T/A Fone Solutions (Civil Suit No. 160 of 2013) [2025] UGCommC 194 (27 June 2025)
The High Court held that the defendant defaulted on two bank loans and must pay UGX 82,261,462, plus 6% interest from filing and costs.
KCB Bank Uganda Limited v Raid Technologies Ltd and Others (Civil Suit No. 449 of 2025) [2025] UGCommC 201 (25 June 2025)
The High Court entered default judgment against two defendants over a loan dispute, finding they were served but failed to file a timely defence.
Stanbic Bank (U) Limited v Rebecca Kaduru (Civil Suit No. 113 of 2023) [2025] UGCommC 196 (24 June 2025)
The High Court at Kampala entered default judgment for Stanbic Bank after the defendant failed to file a defence in a loan recovery claim.
Platinum Credit (U) Limited v Twesiga Hillary (Originating Summons No. 40 of 2024) [2025] UGCommC 151 (15 May 2025)
The High Court dismissed a mortgage foreclosure originating summons after finding disputed facts about repayment and inadequate proof of indebtedness.
James Mwangushya Driers v Centenary Rural Development Bank Ltd (Miscellaneous Application No. 1802 of 2024) [2025] UGCommC 139 (31 March 2025)
The court found that the applicant failed to serve the application within the prescribed 21 days and did not seek an extension of time, rendering the application fatally defective and liable to dismissal. The applicant did not file an affidavit in rejoinder to contest the respondent's evidence regarding late service, and the law presumes uncontroverted evidence as admitted. On the merits, the court held that the applicant was effectively served with summons via WhatsApp, as evidenced by the process server's affidavit and supporting documentation, and thus had sufficient knowledge of the suit.…
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Musinguzi & Another v Centenary Rural Development Bank Limited (Civil Suit 20 of 2021) [2025] UGHC 76 (27 February 2025)
The High Court entered judgment on a bank’s counterclaim after finding the borrowers defaulted on a secured loan. No interest was awarded, but costs were.
Standard Chartered Bank Uganda Limited v Lutwama (Civil Suit 772 of 2022) [2024] UGCommC 358 (11 November 2024)
The court found that the defendant obtained an unsecured salary loan from the plaintiff and defaulted on repayment after his employment contract ended. The loan agreement and supporting documents established that the loan was unsecured and the salary was not collateral, but rather a measure of creditworthiness. The defendant's loss of employment did not relieve him of the obligation to repay the loan. The insurance policy only covered death, permanent disability, or retrenchment, none of which applied to the defendant's circumstances. The defendant admitted to defaulting and did not dispute t…
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