Uganda Case Law

Sanlam General Insurance (Uganda) Limited v Finance Trust Bank (Application 4 of 2024)

Sanlam General Insurance (Uganda) Limited v Finance Trust Bank (Application 4 of 2024) [2024] UGIAT 5 (1 August 2024)

Court

Insurance Appeals Tribunal (Uganda)

Case number

Application 4 of 2024

Judges

Nangono Namakiika, chairperson, Mayinja. Panel Member, Okotha, Panel Member, Mayanja, Nabasirye - Panel Member

The Tribunal found that the respondent, though not a party to the insurance contract, had locus standi to claim under the professional indemnity policy due to statutory exceptions in the Insurance Act, 2017 and the nature of professional indemnity insurance, which is intended to benefit third parties who rely on the insured's professional services. The Tribunal determined that the IRA proceedings were fair and that the applicant was not denied the right to cross-examine witnesses, as no such request was made during the hearings. Upon reviewing the policy documents, the Tribunal held that the…

Source excerpt

• Professional Indemnity Insurance
• Privity Of Contract
• Third Party Beneficiary Claims
• Insurance Policy Interpretation
• Negligence Of Professionals

Housing Finance Bank Ltd & Anor v Igeme Nabeta (HCCS 228 of 2012)

Housing Finance Bank Ltd & Anor v Igeme Nabeta (HCCS 228 of 2012) [2015] UGCommC 102 (7 September 2015)

Court

Commercial Court of Uganda

Case number

HCCS 228 of 2012

The High Court held that a collective loan protection policy secured the bank’s lending, but subrogation did not let the insurer recover from the borrower after indemnifying the bank.

• Loan Protection Insurance
• Subrogation Doctrine
• Contractual Indemnity
• Assignment Of Rights
• Security For Loans
• Insurance Policy Interpretation