Jackson Kabikire Mubangizi v Housing Finance Bank
Jackson Kabikire Mubangizi v Housing Finance Bank (Civil Miscellaneous Application No. 961 of 2021) [2021] UGCommC 19 (27 May 2021)
The applicant does not deny indebtedness or default on the loan repayment. The only ground advanced for leave to defend is the adverse impact of the COVID-19 pandemic on his income. While the court takes judicial notice of the pandemic's impact, the relationship between the parties is governed by contract, and the loan agreement provides for automatic termination upon default. The applicant failed to demonstrate any bona fide triable issue of fact or law, or any other reasonable ground for leave to defend. The prerequisites for granting unconditional leave to defend are not met. Accordingly,…
Source excerpt
- Leave To Defend
- Summary Suit
- Loan Default
- Contractual Obligations
- Covid19 Impact
- Affidavit Evidence