Uganda Case Law

Tropical Bank Limited v Bwenge Davis (Originating Summons No. 20 of 2024)

Tropical Bank Limited v Bwenge Davis (Originating Summons No. 20 of 2024) [2025] UGCommC 203 (27 June 2025)

Court

Commercial Court of Uganda

Case number

Originating Summons No. 20 of 2024

Judge

Susan Odongo, J

The court found that the dispute was properly commenced by originating summons as the facts were not substantially in dispute and the main issue was the construction of the credit facility agreement. The defendant admitted indebtedness and default, and the penalty interest was contractually agreed upon. The plaintiff proved the existence of the contract, breach by the defendant, and the outstanding sum. The vehicle was validly pledged as collateral, and the plaintiff is entitled to foreclose and sell it to recover the debt. Costs are awarded to the plaintiff due to the defendant's breach and…

Source excerpt

• Credit Facility Agreement
• Loan Default
• Chattel Mortgage
• Foreclosure Procedure
• Contractual Penalty Interest

Ssemanda John v Platinum Credit (U) Ltd

Ssemanda John v Platinum Credit (U) Ltd (Miscellaneous Cause No. 84 of 2024) [2025] UGCommC 143 (29 May 2025)

Court

Commercial Court of Uganda

Case number

Miscellaneous Cause No. 84 of 2024

Judge

Tumusiime Rubagumya, J

The High Court partly granted a borrower’s application, finding the collateral sale irregular because the lender failed to value the vehicle before selling it.

• Money Lending Transactions
• Chattel Mortgage
• Loan Agreement Enforceability
• Notice Requirements
• Valuation Of Collateral
• Insurance Premium Loans

Ssekatawa & 3 Others v Mogo Loans SMC Limited

Ssekatawa & 3 Others v Mogo Loans SMC Limited (Civil Suit 503 of 2021) [2023] UGCommC 282 (12 April 2023)

Court

Commercial Court of Uganda

Case number

Civil Suit 503 of 2021

Judge

Anna B. Mugenyi, J

The High Court dismissed a suit by four borrowers against a money lender, finding misjoinder of parties and no clear cause of action.

• Money Lending Agreements
• Chattel Mortgage
• Misjoinder Of Parties
• Security Interest In Movable Property
• Cause Of Action
• Illegality In Contract

Stanbic Bank Uganda Ltd v Cellular Galore Ltd & 2 Ors

Stanbic Bank Uganda Ltd v Cellular Galore Ltd & 2 Ors (Civil Suit No. 50 of 2010) [2015] UGCommC 101 (28 August 2015)

Court

Commercial Court of Uganda

Case number

Civil Suit No. 50 of 2010

Bank succeeded against the borrower and one guarantor, but the third defendant was discharged because the bank’s handling of securities prejudiced him in equity.

• Loan Default
• Guarantee Liability
• Mortgage Realisation
• Chattel Mortgage
• Priority Of Security
• Discharge Of Guarantor