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Uganda decisions
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Atanazio v Centenary Bank & Another (Civil Appeal 27 of 2014) [2017] UGHC 3 (14 September 2017)
The High Court dismissed a land and banking appeal, holding the borrower had defaulted, the security sale was authorised by the loan agreement, and no over-attachment was proven.
Eden International School Ltd v East African Development Bank Ltd (HCCS 271 of 2015) [2017] UGCommC 81 (7 February 2017)
The court found that the Defendant breached the loan agreement by charging interest rates above the agreed rates without notifying the Plaintiff, as required by the contract and financial consumer protection guidelines. The operative interest rate was 12.16% (and 12.82% after rescheduling), and any increase was unenforceable without written notification. The penalty interest of 0.5% per month was not unconscionable given the circumstances and was agreed upon by the parties. The Plaintiff was entitled to a refund of overpaid sums, general damages for inconvenience, and release of its land titl…
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